Ride the Bus to Financial Security

April 22nd, 2022 by admin No comments »

To put it simply wealth is the money you don’t spend. If you bring home $275 a week and spend $273; Congratulations! You’re $2.00 Wealthy! If I would have followed my own advice starting back in 1974 I’d be writing this article from the patio of my double-wide in New Port Richey, Florida instead of this dreary suburb of Detroit on a snowy afternoon.

The way to wealth has nothing to do with how much money you make but on how much you spend. In other words the sooner you get your spending under control the wealthier you’ll be. The lifestyle we choose will determine how long, if ever, we reach our goal of financial independence at retirement. There are so many investment vehicles out there that are relatively safe and if you put the thousands of dollars into them, will return many hundreds of thousands (possibly millions) of dollars back. But where do you get those hundreds of dollars each month? You determine that by the lifestyle you choose.

Housing costs are difficult to minimize because of mortgage, utilities, repairs and taxes. Try to find a reasonably sized house with decent schools and you’ll be paying out some big bucks. Food and clothing are also hard to control for. Keep trying to chip away at these costs and find some savings. But take a look at your cars (who has one car anymore?). Over a five year period it costs over $41,000 to buy and own an even run-of-the-mill Camry. But what is more surprising is in households that own cars, nearly 60% have two or more automobiles! Now here is an area we can make some serious changes for big savings if we’re willing to live in a little different way.

The average cost of a monthly bus pass that gives you unlimited rides is about $64 or $768 per year. Subtract $64 from $684 monthly cost of a car and you get $620 to fund your investments!

If you’re just out of school or have been laid-off looking for work and have to make decision to relocate, consider the cities’ transit system. Travel there and ride the bus and train for a couple of days including the weekend. Bring your bike and try to ride around the areas you’d like to live in. Business and industrial areas may or may not be well served.

Next look for walkable, bike friendly neighborhoods with school, grocery, and such things as a dentist and restaurants within walking distance. Then get the bus and transit map and see how the area is served. The main lines will have 24 hour, seven day service. The smaller feeder lines may have limited night and weekend hours but peak hour service may fit into your work schedule. Look for lines that have “express or limited” services at peak rush hours. Most bus companies have on-line schedules and origin/destination help on their websites. Making more than one connection can be time consuming so analyze the transit system carefully.

How The Reputation Management Affects Your Business

March 18th, 2022 by admin No comments »

Is it true that you are keen on finding out about dealing with your standing? Have you been searching for accommodating and solid data? Indeed, this article will ensure you get a few strong ideas. It will assist you with sorting out some way to more readily deal with your standing.

Posting data via online media locales is essential to your business’ standing. You should post a few times each week at any rate to actually run an advertising effort. Assuming you see that posting via online media locales is overpowering, consider recruiting an aide to make your posts for you.

At the point when individuals invest in some opportunity to offer something about your business, it is vital that you are sufficiently gracious to answer. While you might be an extremely bustling individual, it shows your crowd that you really care about them and what they need to say. This is imperative to keep a consistent client base.

At the point when you talk with your crowd, ensure that you do as such in a conversational tone. Individuals try to avoid the possibility of entrepreneurs continuously addressing them with promoting to them. While you would like to make a deal, you ought to never cause a client to feel like this is your main concern.

Be grateful. Assuming somebody leaves a decent audit about your organization, send them an individual message and express gratitude toward them for their criticism. On the off chance that conceivable, send your client a coupon for a specific percent off on their next buy as a much obliged. In the event that this is preposterous, earnestly say thanks to them for their input.

Assuming you will utilize anybody’s thoughts, you ought to constantly make a point to give them credit for that. Everybody out there can advance a little from others, so giving due credit will show individuals that you don’t think you are over that. This is an extraordinary method for getting their appreciation.